<?xml version="1.0" ?><?xml-stylesheet title="XSL_formatting" type="text/xsl" href="viewRss.xsl"?><rss version="2.0">  <channel>    <title>Banks & loans | Startups</title>    <link>http://www.startups.co.uk/banks-and-loans</link>    <description>Whether it's getting a small business loan or opening a small business bank account, all start-ups will need to deal with the bank at some point. Ensure you get your bank loan and choose the most suitable account and bank manager by reading the advice and tips in this section.</description>    <language>en-gb</language>    <docs>http://blogs.law.harvard.edu/tech/rss</docs>    <ttl>20</ttl>    <item>      <title>What is the government’s business bank?</title>      <description>We take a closer look at the much anticipated £1bn scheme and how it will support start-ups and small businesses seeking funding</description>      <link>http://www.startups.co.uk/what-is-the-government-s-business-bank.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/what-is-the-government-s-business-bank.html</guid>      <pubDate>Mon, 15 Apr 2013 11:30:57 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Start-up Loans scheme for young entrepreneurs explained</title>      <description>A guide to the government-backed scheme designed to provide loans and mentoring to young people starting a business</description>      <link>http://www.startups.co.uk/start-up-loans-scheme-explained.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/start-up-loans-scheme-explained.html</guid>      <pubDate>Tue, 8 Jan 2013 22:04:23 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Funding for Lending Scheme explained</title>      <description>We take a closer look at the Funding for Lending Scheme, launched by HM Treasury and the Bank of England to incentivise banks to increase their lending</description>      <link>http://www.startups.co.uk/funding-for-lending-scheme-explained.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/funding-for-lending-scheme-explained.html</guid>      <pubDate>Tue, 6 Nov 2012 13:09:59 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>How to apply for a bank loan</title>      <description>The lending process can seem prohibitive, but here is a step-by-step guide to getting through it</description>      <link>http://www.startups.co.uk/how-to-apply-for-a-bank-loan.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/how-to-apply-for-a-bank-loan.html</guid>      <pubDate>Wed, 4 May 2011 12:42:25 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>What do banks offer start-up businesses?</title>      <description>We look at what each of the main high street banks can do for you</description>      <link>http://www.startups.co.uk/what-do-banks-offer-startup-businesses.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/what-do-banks-offer-startup-businesses.html</guid>      <pubDate>Mon, 6 Dec 2004 15:09:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>How to change your bank</title>      <description>Changing banks used to be a long, drawn-out affair - not any longer.</description>      <link>http://www.startups.co.uk/how-to-change-your-bank.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/how-to-change-your-bank.html</guid>      <pubDate>Wed, 24 Mar 2004 12:37:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Finding the right bank manager</title>      <description>The questions that you should be asking</description>      <link>http://www.startups.co.uk/finding-the-right-bank-manager.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/finding-the-right-bank-manager.html</guid>      <pubDate>Wed, 11 Jun 2003 13:46:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Managing your bank manager</title>      <description>How to get the most from your bank manager</description>      <link>http://www.startups.co.uk/managing-your-bank-manager.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/managing-your-bank-manager.html</guid>      <pubDate>Wed, 19 Jun 2002 17:51:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Enterprise Finance Guarantee scheme explained</title>      <description>What is it and how can it help you secure a business bank loan?</description>      <link>http://www.startups.co.uk/enterprise-finance-guarantee.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/enterprise-finance-guarantee.html</guid>      <pubDate>Thu, 9 May 2002 15:04:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Reduce your banking costs</title>      <description>Learn how to avoid excessive bank charges</description>      <link>http://www.startups.co.uk/reduce-your-banking-costs.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/reduce-your-banking-costs.html</guid>      <pubDate>Tue, 26 Feb 2002 17:13:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Which type of bank?</title>      <description>How to choose from the Big Four or alternative banks</description>      <link>http://www.startups.co.uk/which-type-of-bank.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/which-type-of-bank.html</guid>      <pubDate>Tue, 26 Feb 2002 16:51:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Banking methods</title>      <description>Branch, internet, telephone or a combination of the three</description>      <link>http://www.startups.co.uk/banking-methods.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/banking-methods.html</guid>      <pubDate>Tue, 26 Feb 2002 16:43:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Business bank account</title>      <description>What to consider when choosing where to bank</description>      <link>http://www.startups.co.uk/business-bank-account.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/business-bank-account.html</guid>      <pubDate>Tue, 26 Feb 2002 16:16:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>What the banks require</title>      <description>Find out about the guarantees you will need to give the bank</description>      <link>http://www.startups.co.uk/what-the-banks-require.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/what-the-banks-require.html</guid>      <pubDate>Tue, 19 Jun 2001 00:00:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Which small business loan is right for you?</title>      <description>All you need to know about loan and overdraft finance.</description>      <link>http://www.startups.co.uk/which-small-business-loan-is-right-for-you.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/which-small-business-loan-is-right-for-you.html</guid>      <pubDate>Tue, 19 Jun 2001 00:00:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>Why use a bank?</title>      <description>Banks are the most common form of external finance for small businesses, but why?</description>      <link>http://www.startups.co.uk/why-use-a-bank.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/why-use-a-bank.html</guid>      <pubDate>Tue, 19 Jun 2001 00:00:00 GMT</pubDate>      <category>Business</category>    </item>    <item>      <title>What&amp;nbsp;will&amp;nbsp;it&amp;nbsp;cost?</title>      <description>Charges can vary, so how do you know what's fair?</description>      <link>http://www.startups.co.uk/what-will-it-cost.html</link>      <guid isPermaLink="true">http://www.startups.co.uk/what-will-it-cost.html</guid>      <pubDate>Tue, 19 Jun 2001 00:00:00 GMT</pubDate>      <category>Business</category>    </item>  </channel></rss>