Nigerian Credit Card
elt627 started this topic @ 14:32 on 03/06/2004
I received an order and accepted it, following usual credit card protocol for an international card and received an approval. I was somewhat nervous as it was for a small qty of a regularly stockd item and shipping charges were double the item cost. That customer has returned with a requirement for ink-jet ink which is not an item I carry and which would require a generous outlay on my part for merchandise, apart from shipping. I am wary and unsure how to go about this. Knowing the reputation for bad credit cards from Nigeria, I was hesitant the first time and now am trying to decide if I want to accept the order. The interesting thing that leads me to believe it to be a scam is that HP has many partners in Lagos where this individual is supposed to be. Why would they come to me?
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RE: Nigerian Credit Card
simplycfhost | 03/06/2004 02:42 PM
I know it will cost you an international call but why not give the shopper a quick ring to identify themselves? Unfortuantely Nigeria, amongst other countries, has a poor reputation when it comess to cc transactions.
If the shopper is serious about his order then they will be more than happy to give you any additional information you want. If in doubt, don't proceed and this rule applies for ANY shopper from ANY country.
Cheers,
Phil
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Cheers, Phil
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RE: Nigerian Credit Card
afam | 03/06/2004 06:41 PM
Someone sent an email to me last week from the US with a similar credit card order, the difference being that 3 shipping addresses where provided and the lady wanted my advice. I asked her if she was in the habit of placing orders and stating 3 different addresses as shipping addresses, she replied in the negative and I told her that such strange request should tell the complete story unless she is really interested in the money since the orders placed were huge, just reminded her of the inherent risks involved.
Now this again. No credit card issuer issues credit cards to Nigerian living in Nigeria. The best deal Nigerians get here is to get a virtual credit card with real names and US address, makes sense for those paying for digital products and problems for physical goods.
Simply confirm the billing and shipping address to be double sure. If the billing and shipping address tallies with the Nigerian name and address then it's difficult to figure out the best way to handle it. My advice though is to ask for an alternative mode of payment if you are not too bothered about missing this order. International money order or wire transfer will do perfectly.
Reputable payment gateways usually don't honor credit cards from my geographical region and I am surprised that yours does.
All the best.
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Afam Nnaji
Just Web Services.
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RE: Nigerian Credit Card
GTSport | 05/06/2004 03:55 AM
elt, My advide is never touch Nigerian credit cards. We've been burned twice and never again. We lost one set of brake pads and 2 turbos to Nigeria costing just over £600.
RE: Nigerian Credit Card
afam | 05/06/2004 06:32 PM
GTSport,
Are you not stating the obvious. Nigerians don't get issued credit cards by credit card issuers. Is this too difficult to comprehend?
Which is easier? To get burned or to avoid being burned? You guys should stop taking very clearly avoidable risks and when the deal goes sour you start complaining.
This is just like the 419/scam emails where 30% of fraudulently acquired (if the money exists in the first place) money is promised to whoever is greedy and lazy enough to fall for such nonsense. When the deal goes fine, no complain but when it doesn't complaints are made. Haven't you heard that the Swiss banks help corrupt Nigerians keep billions of dollars in their vaults when it is obvious the money was fraudulently acquired.
Stop taking the risks or stop complaining when you get burned.
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Afam Nnaji
Just Web Services.
http://www.justwebservices.com">href="http://www.justwebservices.com">http://www.justwebservices.com