The Startups Forum
Try contacting an insurance broker specialising in commercial insurances and they should be able to advise as to what is on offer and whether it is suitable for you.
Another idea is to pretend to enquire about other cleaning companies and ask what insurance they have!
In general you need to consider what could go wrong, what you could be held liable for etc and take appropriate cover.
Employers liability covers you for injuries etc to employees when at work or as a result of their work for you - on or off the premises (it is compulsory and you must be covered for at least £5m)
Public liability covers you for claims made against you by the public or other businesses for injuries etc caused by yourself (by you or your employees). It is advisory but worth it probably if you are constantly working at other people's premises.
I have managed to sort it...much less than I expected - £196.00 all in.
Your advice is much appreciated though.
Go and look at a cleaning forum i set up a few months ago with 450 members now and i know you will get any answers to cleaning related questions. The site is www.cleaningpros.co.uk
Hope this helps
------------------------Steven J Lowe MBICSc