Sovereign Credit Management provide access to a variety of different report providers at http://www.sovcredit.co.uk/cgi/showcred.cgi 

Don't forget that biggest and not cheapest is invariably best as these companies rely on feedback and the larger the credit reference agency the bigger the likely pool of contributors.

Ian

Thanks very much for the information Ian, I see what you mean by the "art form" comment, I had a look at Graydon's examples - did not really make a lot of conclusions, but I think it was a demo of a company with very good credit rating !

Will have to think about this, as little point paying for something I cannot understand - Surely the very poor and very good credit-rated companies will be easy to work out, but the in-betweens etc will properly not help with a credit decision as I will not understand anything about the report apart from the basics !

Regards

Simon

The bottom line is, do they have any CCJ's against them? If yes don’t deal with said company they are unlikely to pay without a fight if they have been taken all the way. Experien do a simple report along these lines, I think they are the ones to give smiley faces on the reports to indicate the good the bad and the ugly. Last time i did a lot of these in industry my assistant dealt with it unless the face wasnt smiley then I took a look. Very simple credit checking in action!
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James Smith
Chartered Accountant
www.jamesesmith.co.uk

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Your indispensable guide to Small Business Bookkeeping, Self-Assessment & VAT

Great, thanks a lot James - sounds like the sort of thing i could handle.

Have you got a website link to hand, did a search and got all sorts of companies advertising experien and experian credit reports (UK and US) but none of the samples had any "smiley faces" etc or looked any simpler than the previous ones I looked at.

Regards

Si