I am looking at getting a consumer credit license category C brokerage for a loans website and was wondering if anyone has any experience with the application process who could offer some advice?

I was considering using a consultant who specializes in helping businesses with applications but they are quite expensive. Does anyone think that using a consultant is worth it?

The business is not doing secured credit or home collected credit to sub-prime customers so does not require a Credit Risk Profile as is my understanding.

If anyone could offer advice I would really appreciate it

Thanks