I've been searching through US business opportunity magazines for ideas and came across one which looked interesting.

The essence of the business is that one approaches people who receive annuity-type payments (ie. a regular stream of cash flows) and offer them a lump sum of money in exchange for the right to receive that stream of payments. These payments could be the income from a rental property etc.

The business profits on the difference between the price paid for the stream of payments and those payments that it receives.

Does anyone have any thoughts on this sort of business?