I am now preparing a E-commerce site and is considering which merchant account provider will be suitable for me. I have just started the wholesale business and have made an enquiry from my banker Barclays about the merchant account, the set fee is £ 120, the monthly rental is £20 plus 2.5% commission on each transaction, and the contract period bound to three years. Someone told me paypal is good, does anyone here who can advice me on this problem