Make sure you follow the right procedure when making a claim
If you employ staff, then by law you must have it
The law doesn't force you to but if you're dealing with the public or manufacturing a product it makes sense to protect yourself
OK it's the law; but above and beyond the insurance you must have, there's plenty of additional cover that could protect your revenues
Insurance is a must for all businesses, but it's not a 'one-size-fits-all' buying decision. Make sure you've got all angles covered