I am looking to buy a Gite business in France, but initially want to make sure the monies for this can be raised obviously before I find a place and waste my time and vendors time.

I have been told by many people that the lending in France is more towards affordability than to equity and being self employed they require 3 years accounts and typical I have only 2 years.

Is this true and if so does anybody know how else I could raise the money or steer me in the right direction of somebody that would be able to run through a few options?