steven1122 started this topic @ 16:33 on 20/04/2009
Hi,
I've found that the following pages offer some very useful business guides for small and medium businesses. They are:
Business guides from Constructaquote for insurance & general matters - offers an interesting bit on social media, and some insurance shopping guidance.
HM Revenue & Customs
tarting in business - this site gives good section on new businesses, especially some helpful financial information
Business support, information and advice | Business Link - great site that gives help from anything from finances to marketing strategies.
I hope this helps!
RE: Some useful business/business insurance guides
bsfweb | 02/05/2009 08:13 AM
" 5 Buying Tips for Small Business Liability Insurance "
Belong to an Association:
Many trade associations and business groups such as the Chamber of Commerce provide members the benefit of purchasing insurance at group rates. Explore alternative trade associations for lower rates and a possible fit with your business.
Compare coverage:
The extent of business liability coverage varies from insurer to insurer. Consider if and how much legal fees are covered. Review the policy details to know what is included and excluded in the coverage.
Assess your Industry’s Settlements:
To gain a better perspective of the amount of coverage your small business needs, take a look at your industry. Review the recent legal actions and settlements in your field. Talk to peers and find their level of coverage. Using your peer feedback and industry research, determine the average legal costs and settlement to set your coverage limits.
Get the Package Deal:
Purchasing separate types of business insurance from various insurers can quickly escalate your premiums. Depending on your business situation, it can make sense to buy a package of policies such as Business Owners Policy (BOP) to cover your business and save on rates. Be sure to understand the extent of coverage of the package. Not every type of insurance falls under a BOP. A business professional will often require a separate errors & omissions coverage.
Find a Specialist Broker:
Your business and industry has unique needs and risks. To get the best available coverage and rates, consider working with an insurance broker who knows your business and has experience in your industry.
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Professional Indemnity Insurance
http://www.businessprofessionalinsurance.co.uk/
Indemnity Insurance for Start up Business Advisers
http://www.businessprofessionalinsurance.co.uk/Business/START-UP-ADVISER/
