The Startups Forum
Corporation tax rates?
ukyankee started this topic @ 13:52 on 22/08/2003
Hello
I'm trying to get an idea of our upcoming tax liabilities and options to reduce the tax burden. I keep records for my husband's Ltd Company. I haven't had much luck in researching this, and will be getting professional advice in the coming months, but would like to get an idea of how tax is calculated.
I find on the IND site, corporation tax is 0 on profits up to £10,000, and 23.75% on profits from 10,000-50,000.
If the profit is 30,000, is the tax calculated on the entire 30,000 or the 20,000 in excess of the first 10,000? It appears to me to be the 20,000 but I'm not entirely sure.
Then, what does the starting rate fraction of 19/400 mean?
I've seen talk about taxes, directors, and ltd companies another thread, which was quite heated.
Can anyone explain the different requirements of methods the director can take money? There is such a lack of information on this it's pitiful. For instance:
1. Director bonus: subject to PAYE & NICS as I understand?
2. Director dividends: taxed on director self assessment? required to own shares specifified somewhere in Companies House returns? these appear to be profits after coporation tax taxed again as personal income?
3. Found mention of owners withdrawing money, after corporate taxed, what is the tax applied in the example case here? bonus/dividend/self-assment for additional income? (see http://www.kwsheff.f9.co.uk/121212/inc.html)
Any explanations are very appreciated, as this is some complex system to get one's small business head around.
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RE: Corporation tax rates?
emplaw | 22/08/2003 10:04 PM
For some clear free advice register on www.accountingzone.co.uk. This area of tax is complex and the advice and help on the Inland revenue site does nothing to make it simpler! There are a number of ways directors can recieve income, some are dependant on shareholding and there are also consideration on personal tax liability as well as company tax advantages. A good Tax accountant will assist you in ameliorating tax payable by organising your affairs in the most efficient way but will carry out a full assessment and charge accordingly. Let us know when you are ready to choose as we can recommend several excellent accountants who specialise in this field.
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Lee Schwartz Lime One Ltd www.limeone.com 01244 852550
RE: Corporation tax rates?
James Smith | 23/08/2003 12:02 PM
This is a complex area, and you should certainly take some professional advice on distributing your profits within a ltd co. I have clients who have tried to DIY on this and got into all sorts of problems declaring illegal dividends that then become salaries and rather expensive.
Re corp. tax this is worked out in a rather bizarre way. In your example the first £10k is tax free, and the 20k taxed at 23.5%. if the whole profit comes to over £50k, the whole thing from zero is taxed at 19%.
As a director you can extract funds as a dividend, salary, bonus even via a loan.
The "normal" route for a director is to take a minimal salary within the income tax threshold of £4615. This is income tax and NI free. Payments above this will incur employers and employees NI and income taxes, which gets expensive.
The remainder is taken as dividends. The dividends are paid out of earnings post corporation tax, and are tax free in the individual’s hands up unless they are a higher rate tax payer, in which case they are taxed at 25%.
The best option for extracting funds will depend on your circumstances. if you need some professional help I would be pleased to hear from you. It is normally beneficial to do things correctly from the outset, rather than waiting until the end of the year when the returns are due in. By then it is often too late.
One great booklet for new businesses is by the DTI, called "The No-nonsense Guide to Government rules and regulations for setting up your business" it is free from their website.
James Smith
Chartered Accountant
www.uktaxshop.co.uk
01284 764436
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James Smith
Chartered Accountant
www.jamesesmith.co.uk
01235 536 773
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Your indispensable guide to Small Business Bookkeeping, Self-Assessment & VAT
RE: Corporation tax rates?
ukyankee | 27/08/2003 09:25 AM
Thanks so much for your responses. They were very helpful. I may be in touch soon James.