Hi

I am starting up a franchise as a Sole Trader. Having an adverse credit history I have found it impossible to open a Business Bank Account - Obviously I would prefer to open a business bank account in my Business name. In the meantime, I have opened a new personal basic bank account with all the services I require - internet banking, visa electron card, NO overdraft (which is fine) - this will allow me to run my business separate from my personal bank account to make accounting easier. My clients will pay me by standing order (in my name) into this account. Couple of points for clarification:

Could the bank close this account if they found it was being used for business

Could they start charging fees (a better option than closing it!)

Does anyone know of a Basic Business Account (guaranteed) acceptance which offers internet banking, which doesn't cost a fee just to get the application form

Or any other ideas?

Any help would be greatly appreciated