Hi all

I run online Fair Trade business selling soft furnishings and looking at moving up a notch by selling at seasonal markets and speciality events (e.g. fair trade, eco friendly events etc).

For this a basic requirement is public liability insurance and I am looking at the best tips and guidance on how to go about getting this, the right questions to ask to ensure complete coverage and so on.

I also note that organisations like NMTF - http://www.nmtf.co.uk/join.htm offer their members inclusive public and product liability. Are there any drawbacks to these?

Also is it cheaper to get product and public liability insurance at the same time and from same provider?

Personal experience and recommendations to insurance brokers/providers will be appreciated too.