Hi All,

I am in the process of setting up an b2b e-commerce business and have been talking to a number of merchant banks with a view to being able to accept online payments.

The rates they charge vary greatly. I was wondering whether there was a significant difference in usage between credit and debit cards. Is one much more popular than the other?

As most merchants charge a % fee for credit cards and a flat rate fee for debit cards this information would be really useful in deciding who to go with.

I appreciate your help.

Mike