If you employ staff, then by law you must have it
The law doesn't force you to but if you're dealing with the public or manufacturing a product it makes sense to protect yourself
If you provide a service or advice, this one is for you
Make sure your business can survive if your premises or stock are destroyed
Make sure you, your clients, their homes and your equipment are fully covered
If you're trading abroad you'll need to pay extra attention to securing your products and income
Make sure you and your staff are covered on the road
Insurance for property investors and buy-to-let landlords
A must if you're investing or letting property for business purposes