Overview of insurance types

Employers' liability insurance

If you employ staff, then by law you must have it

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Product and public liability insurance

The law doesn't force you to but if you're dealing with the public or manufacturing a product it makes sense to protect yourself

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Professional indemnity insurance

If you provide a service or advice, this one is for you

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Shop insurance

Make sure your business can survive if your premises or stock are destroyed

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Tradesman insurance

Make sure you, your clients, their homes and your equipment are fully covered

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Import / export insurance

If you're trading abroad you'll need to pay extra attention to securing your products and income

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Van insurance

Make sure you and your staff are covered on the road

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Residential property insurance

Insurance for property investors and buy-to-let landlords

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Commercial property insurance

A must if you're investing or letting property for business purposes

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